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      Abbreviated rules   07/28/2017

      Underdawg did an excellent job of explaining the rules.  Here's the simplified version: Don't insinuate Pedo.  Warning and or timeout for a first offense.  PermaFlick for any subsequent offenses Don't out members.  See above for penalties.  Caveat:  if you have ever used your own real name or personal information here on the forums since, like, ever - it doesn't count and you are fair game. If you see spam posts, report it to the mods.  We do not hang out in every thread 24/7 If you see any of the above, report it to the mods by hitting the Report button in the offending post.   We do not take action for foul language, off-subject content, or abusive behavior unless it escalates to persistent stalking.  There may be times that we might warn someone or flick someone for something particularly egregious.  There is no standard, we will know it when we see it.  If you continually report things that do not fall into rules #1 or 2 above, you may very well get a timeout yourself for annoying the Mods with repeated whining.  Use your best judgement. Warnings, timeouts, suspensions and flicks are arbitrary and capricious.  Deal with it.  Welcome to anarchy.   If you are a newbie, there are unwritten rules to adhere to.  They will be explained to you soon enough.  


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About wallcfa

  • Rank
  • Birthday 08/12/1959

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  • Location
    San Antonio
  • Interests
    "I used to be known as "On the Hard" but someone changed a setting and now I'm Wallcfa" Wish I could have my old name back...

Recent Profile Visitors

9,618 profile views
  1. Sold everything to sail the world...boat sunk on day 2

    You guys should really cut these youngsters some slack. No doubt they got their inspiration from wait for it Reid Stowe im surprised no one else connected the dots. Lol
  2. Macif / Gabart / Jules Verne 2017-18

    Just so thrilling to know that there are people willing to go after the record that can’t be beaten. I thought it would take a decade. Well done
  3. Mitsubushi Vehicals - Thumbs Up or Down

    Anybody else see shades of AMC in the back 1/3 of this car? Still not sure how I feel about this one.
  4. Inheritance Anarchy

    You were lucky. As a former banker it used to drive me crazy that we had $30K/Yr. new account reps practicing estate planning. "You want that joint with right of survivorship, right?" Screwed up a lot of good (and expensive) estate plans that way. At least in Texas there is a HUGE difference between a joint account that is Tenants in Common and Joint with Right of Survivorship. Tenants in Common isn't even presumed to be owned 50/50 but rather proportional to contributions - withdrawals. That can go sideways too when a parent who WANTS their child to inherit an account fails to make it a survivorship account. Then all the parent's money goes into the estate. As a general rule, I would say that people don't pay enough attention to this stuff.
  5. Whiskey Anarchy

    I have never had a bad blow job, though some have been better than others. But several bad scotches come to mind. Drank Ballantines riding in a bus across Europe in '79. Never again. I just don't care for Cutty Sark, and Johnny Walker Red, beyond that, it's a range from just OK to wonderful. I'm sure there's some truly dreadful stuff I've never tried.
  6. College Football 2017

    I am a Bama fan because I married a girl from Mobile and it's good for my marriage. If the Longhorns were capable of a winning record against Texas' best high school teams I'd be a Longhorn fan again, but these days it's just too aggravating. And goodness knows my alma mater (Vandy) isn't going to give me anything to cheer about. All that being said, I don't think Bama makes it past Klempson. They look like a shadow of the team they were two years ago. Should be some good football watching though!
  7. Inheritance Anarchy

    It would be worth checking into what you must do to have this be a "qualified disclaimer" rather than a gift from her to her siblings. May be too late for that, but it sounds like this may impact your estate tax capacity. Hopefully you've already run this by an estate planning lawyer. As fastidious as you seem to be in other matters, you probably have, but just want to throw that out there.
  8. Inheritance Anarchy

    I am in the final stages of settling my Mom's estate. I've been truly blessed that I have a sister who is grateful that I'm doing it and trusts me far more than is prudent. I regularly send her emails with links to the accounts so she can see the activity and ask questions. I hope her failure to do due diligence now doesn't create mistrust later but I don't think it will. I go to great pains to be fair and over-disclose everything. I used to be a Trust Officer at a bank so there's something to be said for knowing how to do right.
  9. Inheritance Anarchy

    You can sue the Trustee/Executor without challenging the document itself. If you bring a cause of action to set aside the document, you will be disinherited but you can still sue the Trustee to execute the trust according to its terms. May not be worth it, but sometimes a KUNT needs a kick in the crotch to be reminded what it means to be a FIDUCIARY
  10. Mitsubushi Vehicals - Thumbs Up or Down

    I had a 2002 Montero - The big 4WD fucker. Beautiful in every way. Interior finish was first class. Lines were striking and different from the rest of the SUVs out there and it was badass. after 10 years we were starting to have some very expensive problems and got rid of it (for very little). Gas mileage sucked also. Also bought a 2013 Mitsubishi Outlander Sport. Totally different. Cheap materials, under powered. Kinda noisy inside. But the price was right and with 2 in college I didn't have much to spare. Gave it to my daughter a couple years later and she still drives it and likes it. But it's a cheap car in every way. So if you get one, make sure you get a good deal on it. The new Mitsubishi Mirage I wouldn't touch with a 10 foot pole. Takes small and cheap to a whole new level. 78 HP. Sheesh
  11. BITCOIN,,, anyone playing that game?

    When I think of all that my bank provides me, and how little I pay for it (forgone earnings on a pittance, I pay no fees at all) I am left feeling grateful that they are willing to do so, and even provide smiling people at my neighborhood branch to iron out any issues. Why would I need an alternative to that? My bank is the much maligned Wells Fargo, by the way. I was not one of their victims so I'm not as outraged as other folks seem to be. (But to your point a lot of Wire and FX clients got screwed)
  12. BITCOIN,,, anyone playing that game?

    I believe you are talking about the old Eisenhower National Bank, now part of Broadway. Solid bank, family owned since forever.
  13. BITCOIN,,, anyone playing that game?

    BitCoin is already passe'. The new currency is going to be ..... Tulip Bulbs! Oh wait..... Already did that and it ended rather badly.
  14. SlaughterBots

    This Dick ain't gonna suck itself!
  15. Joke

    First time I've seen it. I actually think it's clever and funny. And I'm a die hard right-winger. Unlike most on the left, I can enjoy a good joke at the expense of my political side.