• Content Count

  • Joined

  • Last visited

Community Reputation

15 Whiner

About wallcfa

  • Rank
    Super Anarchist
  • Birthday 08/12/1959

Profile Information

  • Location
    San Antonio
  • Interests
    "I used to be known as "On the Hard" but someone changed a setting and now I'm Wallcfa" Wish I could have my old name back...

Recent Profile Visitors

9,744 profile views
  1. wallcfa


    Awesome stuff in these last few posts!!
  2. wallcfa

    Sinead O'Conner converts to Islam

    I remember seeing at the time and thinking it was one of the funniest damn things ever. That Sinatra imitation is wickedly funny
  3. wallcfa

    Sinead O'Conner converts to Islam

    ...because as a Feminist, you know, she is so attracted to how Islam empowers women.... (So she posts her suicide attempt on social media and the world doesn't react. Now this......a bit of an attention whore, maybe?)
  4. wallcfa

    NFL 2018

    I think that's true to a point, especially if you include JUCO transfers. But the number of players that change teams during their college career is a pretty small number. That college is the farm team system for pro football has been true for at least 70 years. Nothing new there
  5. wallcfa

    idiocracy it's coming true

    Of course! I should have figured that out....
  6. wallcfa

    College Football 2018

    Vanderbilt is 3-5 and 0-4 in conference. Despite their losing ways, they've showed strong performances against Florida, Notre Dame and Kentucky. Someday I hope they will become the mediocre team I feel they are destined to be! But that's a steep climb from here... (Might have a chance against the Razorbacks this weekend)
  7. wallcfa


    El Pasador de Oro XO from Guatamala. Delightful and less than $40 A friend of mine from Houston just found some Lemon Hart at Specs. I haven't seen that in over 10 years. Still a great rum. Under $30
  8. wallcfa

    idiocracy it's coming true

    What's up with the poor sumbitch tied to the mast? Did he twist the chute on a jibe?
  9. wallcfa

    NFL 2018

    So at the risk of sounding like the old fart that I am.... I grew up loving football. In those days players needed jobs in the offseason. Many stayed with the same team their whole careers. When the Cowboys won the Super Bowl in '72 they had exactly one player on the team they didn't draft (Chuck Howley (Steelers)). Today it is one Billionaire's rented millionaires against the rented millionaires from some other town. At least I can have the illusion that college players are in it for the school and teammates. I no longer watch football on Sundays.
  10. (305): So I forgot to ask, how was that bartender you slept with two weeks ago? (1-305): Google chlamydia. (Well that didn't go so well...)
  11. wallcfa

    Remember to call Your Mom

    Mom died January of '17. I thought she would live another 10 years. She went out with friends for Mexican Food and Margaritas on Friday, had a stroke on Saturday and was gone 10 days later. She was (just) 86. Gotta tell them you love them while you can. (I had the orphan thought as well.)
  12. wallcfa

    Worst Sportman of the Year

    I'm not a Serena fan. I still remember her threatening to cram her racket down a lineswoman's throat. I can just imagine if anyone every talks to HER daughter like that. Nevertheless, I thought the ref was WAY out of line in penalizing her a full game. I hope he gets slapped down. The match was good and didn't need to end that way. Glad to hear you are enjoying pickleball though! That's a whole lot of fun. If I can get my Achilles to heal I will be playing again. I still play tennis too, although I'm too slow to be any good.
  13. wallcfa

    How Did You Pick Your Profession?

    I wanted to be a banker like my Daddy. Started as a credit analyst out of college, went into commercial lending. Fast forward to the Texas Banking Crisis of the early 90's and suddenly it's musical chairs as we need fewer lenders to support a shrinking portfolio. The guy running the trust department asks me if I want to move down and take over the investment role. That was '92. By '95 I have my CFA designation and I've been helping folks ever since (always as a fiduciary by the way). The pay is decent, not fabulous, but any job where you can help people attain their goals with your expertise is going to be rewarding, (PB - Especially if their goal is staying alive!)
  14. wallcfa

    Managing my Retirement Nest Egg

    So I'm a financial advisor. Fee only, no commissions (except occasionally when someone needs an insurance policy). Here's what we tell people who ask about managing their own money. You need to have the skill, the time, and the desire. If you have all three you don't need an advisor. If you are missing one of the three, however, things could turn out badly. My only piece of advice is never buy any investment that pays the person who is selling it to a commission. This includes variable annuities and Non-Traded REIT Funds. You can't believe how much of that shit we see from people who bring in their portfolios. Keep in mind that a broker only has to determine that you are "Suitable" for an investment, not that it is in your best interests. But a 6% commission is ALWAYS in THEIR best interest. There! Worth what you paid me for it!
  15. wallcfa

    Best Lyrics Ever

    The Best lyricist I know right now is Jason Isbel from If We Were Vampires If we were vampires and death was a joke We'd go out on the sidewalk and smoke Laugh at all the lovers and their plans I wouldn't feel the need to hold your hand Maybe time running out is a gift I'll work hard 'til the end of my shift And give you every second I can find And hope it isn't me who's left behind From Cover me Up Put your faith to the test when I tore off your dress In Richmond on high But I sobered up and I swore off that stuff Forever this time And the old lover's sing “I thought it'd be me who helped him get home” But home was a dream One I'd never seen till you came along I could go on and on...