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    • UnderDawg

      A Few Simple Rules   05/22/2017

      Sailing Anarchy is a very lightly moderated site. This is by design, to afford a more free atmosphere for discussion. There are plenty of sailing forums you can go to where swearing isn't allowed, confrontation is squelched and, and you can have a moderator finger-wag at you for your attitude. SA tries to avoid that and allow for more adult behavior without moderators editing your posts and whacking knuckles with rulers. We don't have a long list of published "thou shalt nots" either, and this is by design. Too many absolute rules paints us into too many corners. So check the Terms of Service - there IS language there about certain types of behavior that is not permitted. We interpret that lightly and permit a lot of latitude, but we DO reserve the right to take action when something is too extreme to tolerate (too racist, graphic, violent, misogynistic, etc.). Yes, that is subjective, but it allows us discretion. Avoiding a laundry list of rules allows for freedom; don't abuse it. However there ARE a few basic rules that will earn you a suspension, and apparently a brief refresher is in order. 1) Allegations of pedophilia - there is no tolerance for this. So if you make allegations, jokes, innuendo or suggestions about child molestation, child pornography, abuse or inappropriate behavior with minors etc. about someone on this board you will get a time out. This is pretty much automatic; this behavior can have real world effect and is not acceptable. Obviously the subject is not banned when discussion of it is apropos, e.g. talking about an item in the news for instance. But allegations or references directed at or about another poster is verboten. 2) Outing people - providing real world identifiable information about users on the forums who prefer to remain anonymous. Yes, some of us post with our real names - not a problem to use them. However many do NOT, and if you find out someone's name keep it to yourself, first or last. This also goes for other identifying information too - employer information etc. You don't need too many pieces of data to figure out who someone really is these days. Depending on severity you might get anything from a scolding to a suspension - so don't do it. I know it can be confusing sometimes for newcomers, as SA has been around almost twenty years and there are some people that throw their real names around and their current Display Name may not match the name they have out in the public. But if in doubt, you don't want to accidentally out some one so use caution, even if it's a personal friend of yours in real life. 3) Posting While Suspended - If you've earned a timeout (these are fairly rare and hard to get), please observe the suspension. If you create a new account (a "Sock Puppet") and return to the forums to post with it before your suspension is up you WILL get more time added to your original suspension and lose your Socks. This behavior may result a permanent ban, since it shows you have zero respect for the few rules we have and the moderating team that is tasked with supporting them. Check the Terms of Service you agreed to; they apply to the individual agreeing, not the account you created, so don't try to Sea Lawyer us if you get caught. Just don't do it. Those are the three that will almost certainly get you into some trouble. IF YOU SEE SOMEONE DO ONE OF THESE THINGS, please do the following: Refrain from quoting the offending text, it makes the thread cleanup a pain in the rear Press the Report button; it is by far the best way to notify Admins as we will get e-mails. Calling out for Admins in the middle of threads, sending us PM's, etc. - there is no guarantee we will get those in a timely fashion. There are multiple Moderators in multiple time zones around the world, and anyone one of us can handle the Report and all of us will be notified about it. But if you PM one Mod directly and he's off line, the problem will get dealt with much more slowly. Other behaviors that you might want to think twice before doing include: Intentionally disrupting threads and discussions repeatedly. Off topic/content free trolling in threads to disrupt dialog Stalking users around the forums with the intent to disrupt content and discussion Repeated posting of overly graphic or scatological porn content. There are plenty web sites for you to get your freak on, don't do it here. And a brief note to Newbies... No, we will not ban people or censor them for dropping F-bombs on you, using foul language, etc. so please don't report it when one of our members gives you a greeting you may find shocking. We do our best not to censor content here and playing swearword police is not in our job descriptions. Sailing Anarchy is more like a bar than a classroom, so handle it like you would meeting someone a little coarse - don't look for the teacher. Thanks.
    • B.J. Porter

      Moderation Team Change   06/16/2017

      After fifteen years of volunteer moderation at SA, I will no longer be part of the moderation team. The decision to step aside is mine, and has been some time in the works but we did not wish to announce it in advance for a number of reasons. It's been fun, but I need my time back for other purposes now. The Underdawg admin account will not be monitored until further notice, as I will be relinquishing control of it along with my administrative privileges. Zapata will continue on as a moderator, and any concerns or issues can be directed to that account or to the Editor until further notice. Anyone interested in helping moderate the forums should reach out to Scot by sending a PM to the Editor account. Please note that I am not leaving the community, I am merely stepping aside from Admin responsibilities and privileges on the site.

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Vincent DePillis

regatta insurance

8 posts in this topic

Googled "Regatta Insurance", hard to tell from results who is good, and competitiive in terms of rates. Any recommendations?

 

Vince.

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Gowrie Insurance is the best I have found.

 

I have their one design policy that covers me for regattas but the do offer individual regatta insurance.

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Regatta Liability Insurance was invented by the Signal Program 35 years ago when a club was sued for a fatality on their sailboat race course, and they found out that they, and all other clubs in the U.S. did not have coverage for such an event. We have the longest track record, handled more claims (even some of the highly publicized ones of this past year), and do it at the lowest premium (20% less than the competition). Our insurers are well known, Travelers and Liberty Mutual who both have extensive marine insurance track records and are very easy to deal with. http://www.thedavidagency.com/oldsite/signal/index.htm

 

And don't bust my chops saying I should buy an ad, I'm just answering the question. Also we keep our premiums low to help out clubs and racers by not spending our money ads and sponsorship programs, like others do.

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Thanks Glenn, for speaking out. I was going to promote your product, but you beat me to it.

 

Our local Hobie Fleet (32, Va Beach) has been using the Signal Insurance program for many years--it is exactly what we needed and priced very well. We have shopped around over the years when new programs are introduced, but have always stuck with the David Agency.

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Regatta Liability Insurance was invented by the Signal Program 35 years ago when a club was sued for a fatality on their sailboat race course, and they found out that they, and all other clubs in the U.S. did not have coverage for such an event. We have the longest track record, handled more claims (even some of the highly publicized ones of this past year), and do it at the lowest premium (20% less than the competition). Our insurers are well known, Travelers and Liberty Mutual who both have extensive marine insurance track records and are very easy to deal with. http://www.thedavida...ignal/index.htm

 

And don't bust my chops saying I should buy an ad, I'm just answering the question. Also we keep our premiums low to help out clubs and racers by not spending our money ads and sponsorship programs, like others do.

 

 

+ 1.

 

This agency is very good and i have used them over the years. I had a hurricane claim for my starboat which they handled quickly and fairly.

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In the biz as well,

 

Basically any carrier that writes marinas, boat clubs, yacht clubs should be able to add regatta liability to your exsisting policy for a surprisingly low premium. If not, you should not be writing your entitiy with them in the first place.

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I would recommend regatta, they covered borrowed boat, post race social and the actual race.

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I are an underwriter. Some yacht clubs think they can put a waiver in the entry form, refer to RRS Rule 4 and avoid all exposure. I disagree.

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