Re: "relying on somebody to bail you out"
Nobody plans on dying that day.
But doing a lot of things - from riding a motorcycle to work to going windsurfing on a nice day can put you on the Wrong End of a Rescue.
Can you plan for every emergency scenario ? Please try not to blame the victim too hard on these, Life Will Kill Ya.
Sure, don't do reckless stuff, but sometimes things just go very wrong.
Re: "boat not suited to the task at hand"
Again, anything can be sunk.
I do agree however, and feel that a NEW boat intended for fast offshore passages (high speed + darkness + shorthanding lots of miles + ocean full of Stuff = x number of foil and hull strikes. - feel free to check my math there) should be watertight around the rudder(s) and an effective emergency rudder ought to be standard issue - part of the original design and gear. And a good crash bow. And a keel that stays on ( I'm looking at you, canters...)
A story I've told before is one of the old aluminum Waikiki beach cat Leahi - about a month short of her 20th birthday, after near-continuous operations, she hit a Really Big Fish of some sort (not identified) and the aluminum-plate daggerboard that made the contact can-openered the hull, tearing - and flooding very rapidly, taking the whole thing to the bottom in about 60 feet of water in with surprising speed(everyone safely recovered).
So a design flaw, you say - it should have had a water-tight compartment around the case, right ? Sure - I needed one on my SuperCat once, I'm with you here...
Now apply that to monohulls - watertight bulheads for the rudder, keel, and bow - right ? are you going to put them on EVERY new boat now - and is anyone who goes sailing in any vessel without "relying on Sombody to bail you out ? "
Where does it end ? I don't know either.
Just try not to condemn anybody that needs help as incompetent rubes. I do think the UU guys ought to have had an E-rudder ready to go, but they know that, believe me, they know that. Just like I know you shouldn't windsurf alone.