Avmed used the ACA to cancel all their individual policies in Florida. My family included.
So for almost 2 months I have been trying to get new insurance.
Here are some of my experiences
The market place assumes that all children are potentially medicare, kidcare or CHIP eligible and sends their data to the state program for an eligibility ruling. once you complete your market place application.
The state agency takes 30 days to respond, for most if not all like me who just recently were able to complete an application. That pushed the determination past the last date to enroll.
Surprise! If you kids are not eligible then it is too late to add them to your plan until the next open enrollment period.
The only way to get insurance for my children is to buy it on the private markets but they are still listed on my application through the Marketplace. and as such they change the coverage price I get quoted.
Once you create an account they have your SS #s and you can only have one active application. They have two (supposedly) methods to amend or cancel an application. In fact the Official ACA web page just today recommended using these features to remove an application and start again. See first image below.
Now read the second image the REMOVE buttons take you to the REPORT A LIFE CHANGE page shown in the third image. The END ALL COVERAGE button was Orange yesterday and you could actually click it even though it did nothing. Today it is just a label and can't even be selected or clicked.
It looks like I won't have coverage for my family come Jan 1st.
PS I have six calls to their help line recorded and each time they promised that their ARC (advanced Resolution coordinator) would call back in 2-5 days . Never happens.