PHRF 24 maybe? It gets better I guess. In my experiences with repo/bank situation is there is no love;but the commidty of making it gone. Yes, it isn't the average Bunter so they might not know what they have. A rare commidty in Socal but it is an X-Yachts none the less. Repo/banks can be funny...
That's a deal already and on the west coast too. If I had have been casual boat shopping I would grab that right quick. I raced an X412 with the full 3 cabin cruise mode. When up wind with a Benny 45s. A little faster, little higher and friggin' brand new. Really not tuned up yet.