Being out loose swimming is not necessarily all that much better. I have been out in 100+ knots and the wave tops were being whipped off into a froth that would be VERY hard to breath. A couple that went overboard from a boat near us in that storm both drowned :(
If you save 5 times what I pay, I am imaging paying like $20,000/yr for insurance :eek:
We are lucky, we didn't plan it, but we are up on what passes for high ground on a flat island, it would take three or four more feet of water than what we had in Isabel to get to our house, maybe the ones...
:eek:
:eek:
I think I pay $1200 a year for homeowner's insurance. We did switch to USAA, Allstate - which sucks balls anyway - said they wanted out of anything on an island.
In the old days on the Outer Banks:
A beach house was made of cinderblock and had cheap furniture. A hurricane repair was getting all the sand out of the house and getting more cheap stuff.
Now it is all McMansions that cost millions insured with our tax dollars through federal flood insurance...
I know of an airplane that got flown out of Florida for Andrew by the professional crew and then the irate owner then got in it and flew it back and parked it outside.
I also know an insurance adjuster that was furious when he found every nice car in a beach area near us parked way uphill from...
BEFORE this happened my insurance would triple if I moved to Florida. I may have dodged a bullet, the boat I was going to buy didn't work out and my boat is long since paid for, I could drop to just liability if I have to.
House insurance is going to be a vastly bigger issue, you can sail your...
Sometimes they can and sometimes it is about impossible to get back for days or weeks and they don't want to be locked out.
Sometimes they can't and they sometimes pay a large price for it.
Yes it does. OTOH some of the others decided not to and if the owners could not be found, towed the boats to various creeks and anchored them. Between forgetting where they put them and anchors dragging, it was some time before they all got located. Then we had the boats that got hauled out...
The KIS Insurance Law:
If your boat has a furling genoa or canvas up during a named storm, your insurance is void.
The KIS Ammendment:
If you try and put your boat on a mooring and paddle a kayak back to Annapolis while the storm is building and I have take off after you to tow you back, there...
Or you could do like about 50% of the boaters in my marina did and just do nothing and leave me and a few others running around all night mid-hurricane adding lines your boats to keep them off our boats :mad:
Warning to Jacksonville area peeps: Like last time, this storm may dump a lot of rain that ends up following the river to Jacksonville and flooding areas not officially in the storm track.
Yikes!
I have friends in Punta Gorda, it might be tough for them.
One of the ensemble tracks goes right over my house too. As is almost always the case, coming across land will weaken the wind effects but it won't stop the storm for flooding the shit out of us.