More of a Stoic Cynic, Anarchy Sounds Exhausting
Briefly. It was an easy business relationship. Took my money, I made no claims.
Well then, here's to Growrie insurance. I had a mast break on a Shaw 650, inspection found what was believed to be a tiny void in the mast layup at the break point. Growrie covered a new mast from C-Tech, shipping included. They mentioned they may go to the original builder but I never heard a word more about that.It is not normal to deny coverage for a broken mast - but it depends on why the mast broke.
Agreed that racing yachts usually require disclosure.