Curious - How Old Is Everybody?

hasher

Super Anarchist
7,298
1,321
Insanity
Almost ready for Medicare
My sister, a Republican (the black sheep of the family) is on Medicare. She loves it for herself. But god forget about the unwashed masses who need health care. She's got many zeros behind the numbers in her accounts from her husbands work in the medical fleecing of USA.
 

NeedAClew

Super Anarchist
6,758
2,088
USA
It's amusing when you find that you lived in a "period drama"


Horse drawn milk delivery vans.
Calling the Midwife.
Pay for public baths.
Being strapped or caned at school.
Paying bills at the post office.
Window cleaners with a ladder on their bike.
What, 1970 in the UK?
 

SloopJonB

Super Anarchist
72,135
14,537
Great Wet North
I’m in my mid-forties and still get carded-though less often every year-for drinks and at the liquor store. I want the baby face to hold out long enough to get carded at an establishment where I qualify for the senior discount.
I still get carded to prove geezer status.

Doesn't bother me a bit. I enjoy the fact that I only ever got carded once tp prove I was old enough to drink.
 

Point Break

Super Anarchist
27,196
5,164
Long Beach, California
I still get carded to prove geezer status.

Doesn't bother me a bit. I enjoy the fact that I only ever got carded once tp prove I was old enough to drink.
I don’t remember ever getting carded. I did spend my “pre-21” and just “post-21” years in the military. Nobody got carded when deployed and even stateside you could drink on base in the EM club. By the time I got out at age 22 (already married with a kid) I must have looked old enough……..🤷‍♂️😎
 

Point Break

Super Anarchist
27,196
5,164
Long Beach, California
65. I just finished Medicare enrollment. A+B+G+D is better than any group plan I've ever had or ACA Platinum.
  • Insanely flexible - if I want to go to Cedars Sinai, I go to Cedars Sinai or Mayo or .... No restrictive network
  • No insurance company pre-authorizations
  • Costs me about $164.90 + $139.28 (AARP/UHC) + $4.50 (SilverScript SmartRX PDP) per month with a $226 deductible with no copays/coinsurance
  • BTW, 'free' Medicare Advantage costs $164.90 plus copays + coinsurance and preauthorizations
  • AARP Plan G includes some Dental+Vision+Hearing discounts and a health club membership
The retired docs I know are on Plan F or G.
Medicare has been okay. I also chose A&B with a group G gap and D for retired FF’s.

Two of my long term Doc’s including my Ortho guy stopped taking Medicare. That was a PIA.

The cost is more than the group Blue Cross 90/10 PPO I had through work before I was forced by law to enroll in Medicare at 65 (thanks IRMA). Not a lot more……about $150 a month more. I do get a monthly offset from a union annuity I paid into for years which now in retirement pays out monthly and that gets me to about level with my prior to age 65 costs.

What is good about the Medicare is no network and rapid preauthorization. In fact most care providers don’t even wait for preauthorization knowing Medicare pays.

What I do miss is my great dental and vision plans from before I retired. The plans available to retirees are hardly worth the premiums.
 

Olsonist

Disgusting Liberal Elitist
30,972
5,266
New Oak City
Medicare has been okay. I also chose A&B with a group G gap and D for retired FF’s.

Two of my long term Doc’s including my Ortho guy stopped taking Medicare. That was a PIA.

The cost is more than the group Blue Cross 90/10 PPO I had through work before I was forced by law to enroll in Medicare at 65 (thanks IRMA). Not a lot more……about $150 a month more. I do get a monthly offset from a union annuity I paid into for years which now in retirement pays out monthly and that gets me to about level with my prior to age 65 costs.

What is good about the Medicare is no network and rapid preauthorization. In fact most care providers don’t even wait for preauthorization knowing Medicare pays.

What I do miss is my great dental and vision plans from before I retired. The plans available to retirees are hardly worth the premiums.

Yes, there are some doctors who don't accept Medicare Assignment AND also don't accept Medicare Extra Charges, roughly 10% more than Assignment; Plan G covers this. They're rare though but you have one.

(Still, you might loop back and ask if they accept Extra Charges. I've found that docs who like you are extremely flexible. I knew a good pit who insisted on doing her skipper's dental work pro bono. Indeed the hard part is finding a good doc and then getting accepted as a patient in their clinic.)

The basic idea with Plan G is to pay a LITTLE more up front for a LOT more flexibility and ZERO surprises on the backend. I'm then not going to get nickel and dimed with copays and coinsurance or sweat preauthorizations.

I'm a Plan G evangelist. You can pry my Medicare and Plan G cards out of my cold dead hands.
 

badlatitude

Soros-backed
33,472
7,206
Medicare has been okay. I also chose A&B with a group G gap and D for retired FF’s.

Two of my long term Doc’s including my Ortho guy stopped taking Medicare. That was a PIA.

The cost is more than the group Blue Cross 90/10 PPO I had through work before I was forced by law to enroll in Medicare at 65 (thanks IRMA). Not a lot more……about $150 a month more. I do get a monthly offset from a union annuity I paid into for years which now in retirement pays out monthly and that gets me to about level with my prior to age 65 costs.

What is good about the Medicare is no network and rapid preauthorization. In fact most care providers don’t even wait for preauthorization knowing Medicare pays.

What I do miss is my great dental and vision plans from before I retired. The plans available to retirees are hardly worth the premiums.
Why haven't you enrolled in the VA? If you still live in SB it is very close. It has dental, vision, and hearing, and is 1000% better than it was. All you need is a copy of your DD214 to enroll.
 


Latest posts





Top