Curious - How Old Is Everybody?

swan70

Super Anarchist
4,279
32
Mustang Ranch
65 but feel as Young as I did in this 40 year old photo
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boomer

Super Anarchist
17,168
2,171
PNW
I can get everything they offer with my disability related to AO… but don’t think every veteran is able to
I took a hearing test as a baseline, I was told I needed hearing aids, I don’t think I do yet. The technician giving my test said that the aids are state of the science including being Bluetooth , so whenever I decide to start with hearing aids that will be a huge savings. My vision is stable after cataract surgery age 55 so I only need new glasses when the old ones wear out. I have not used dental as I have been with the same dentist for nearly 20 years. VA for me is a wonderful back up.
My older brother has had bad cataracts in both eyes, from years of not using sunglasses with UV protection. Myself, I first got Glacier glasses with UV protection and temple leathers in the USA from REI in 1970, since polarized lens weren't good in the snow and ice . In the service, first got what was in style then, Australian made Octagon shape lenses UV protection sun glasses in 1972 in Melbourne, with the Australian UV rating level of 3 and another Aviator shaped set once I got back stateside, with a UV rating level of 4 that weren't supposed to be used for driving.

Since then always got sunglasses in the USA with UV protection. Still no cataracts. Did wear prescription lenses till my mid-40s, when my optometrist suggested bi-focals, so I had a set made. First time on the water reading charts with bi-focals was quite difficult, so deep sixed the bi-focals, and stopped wearing glasses other then sunglasses with UV protection.

Still not wearing reading glasses or any prescription lenses, which is fairly rare for the elderly, probably because of a voracious appetite for reading since I was about four. My optometrist said I'd probably be wearing reading glasses by my mid 60s, that didn't happen, since my left cornea is more football shaped and my right cornea is more basketball shaped.
 
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veni vidi vici

Omne quod audimus est opinio, non res. Omnia videm
8,774
2,084
My older brother has had bad cataracts in both eyes, from years of not using sunglasses with UV protection. Myself, I first got Glacier glasses with UV protection and temple leathers in the USA from REI in 1970, since polarized lens weren't good in the snow and ice . In the service, first got what was in style then, Australian made Octagon shape lenses UV protection sun glasses in 1972 in Melbourne, with the Australian UV rating level of 3 and another Aviator shaped set with a UV rating level of 4 that weren't supposed to be used for driving.

Since then always got sunglasses in the USA with UV protection. Still no cataracts. Did wear prescription lenses till my mid-40s, when my optometrist suggested bi-focals, so I had a set made. First time on the water reading charts with bi-focals was quite difficult, so deep sixed the bi-focals, and stopped wearing glasses other then sunglasses with UV protection.

Still not wearing reading glasses or any prescription lenses, which is fairly rare for the elderly, probably because of a voracious appetite for reading since I was about four. My optometrist said I'd probably be wearing reading glasses by my mid 60s, that didn't happen, since my left cornea is more football shaped and my right cornea is more basketball shaped.
Good for you, I suspect that your eyes adapted to the prescription lens and the unaided eye loses its strength rapidly. After Rx readers I need distance correction and went with progressive lenses, damn things had be misjudging curbs stepping off and other uncomfortable feelings. I put them in the drawer for a year. Finally went through the adjustment process and am fine, I put them on in the morning and last thing at night.
I had by far the best vision of any one on any boat in my younger days
 

badlatitude

Soros-backed
33,427
7,183
Mr Clew is still working by choice so we just took Plan A as required. Tried to get out of it, couldn't. Never used A at all despite 4 surgeries and hospital stays between us because employer plan is primary and covered better. Not looking forward to when Medicare becomes primary coverage and we have to take B.
Take a look at what Olsonist is doing in post #162.

I just finished Medicare enrollment. A+B+G+D is better than any group plan I've ever had or ACA Platinum.
  • Insanely flexible - if I want to go to Cedars Sinai, I go to Cedars Sinai or Mayo or .... No restrictive network
  • No insurance company pre-authorizations
  • Costs me about $164.90 + $139.28 (AARP/UHC) + $4.50 (SilverScript SmartRX PDP) per month with a $226 deductible with no copays/coinsurance
  • BTW, 'free' Medicare Advantage costs $164.90 plus copays + coinsurance and preauthorizations
  • AARP Plan G includes some Dental+Vision+Hearing discounts and a health club membership
The retired docs I know are on Plan F or G.

 

boomer

Super Anarchist
17,168
2,171
PNW
Good for you, I suspect that your eyes adapted to the prescription lens and the unaided eye loses its strength rapidly. After Rx readers I need distance correction and went with progressive lenses, damn things had be misjudging curbs stepping off and other uncomfortable feelings. I put them in the drawer for a year. Finally went through the adjustment process and am fine, I put them on in the morning and last thing at night.
I had by far the best vision of any one on any boat in my younger days
No - my left cornea is more football shaped and my right cornea is more basketball shaped, hence one eye can read quite close and the other quite far without the aid of any glasses, other then UV rated sunglasses.

Spherical Refractive Error & Astigmatic Refractive Error
 

NeedAClew

Super Anarchist
6,725
2,072
USA
Honestly, even trying to see what is different between Medicare F and G is such a rats nest of vendors wanting my info that I can't see using Medicare for anything if I can help it. Spouse retirement is in a BC/BS plan.
 

Olsonist

Disgusting Liberal Elitist
30,949
5,246
New Oak City
Honestly, even trying to see what is different between Medicare F and G is such a rats nest of vendors wanting my info that I can't see using Medicare for anything if I can help it. Spouse retirement is in a BC/BS plan.

F is exactly the same as G except that F has no yearly deductible and G has a yearly $226 deductible. So consequently F costs about $20/mo more than G. But this choice probably doesn't even matter because F has been phased out. You can't buy F anymore if you weren't eligible for Medicare before Jan 1, 2020.

I'm on G but that $226 deductible, yeah it doesn't apply to my colonoscopy meaning $0 for a colonoscopy. $0 means no copay, no coinsurance, no nothing. It means $0 as in leave the credit card in the wallet. Shingrx? $0. A lot of preventatives are $0.

Mr Clew is still working by choice so we just took Plan A as required. Tried to get out of it, couldn't. Never used A at all despite 4 surgeries and hospital stays between us because employer plan is primary and covered better. Not looking forward to when Medicare becomes primary coverage and we have to take B.

I'm paying $308.68/mo for A+B+G+D all up, total, tax and tip included. This covers anything medically necessary with some dental/vision/hearing discounts and a health club membership. It has no insurance company preauthorizations, copays or coinsurance.

On the other hand, the 'free' Joe Namath and Allison Janney approved Medicare Advantage plans actually cost the Medicare Part B premium of $164.90/mo plus copays + coinsurance and preauthorizations. It's only free because they magically deduct it out of your Social Security and you never pay it. That ain't free. That's actually $164.90/mo.

Provisos. That $308.68 will increase until I'm about 70. Drugs (Part D) are more complicated but Biden+friends improved Part D and in 2025 the maximum out of pocket for drugs will be $2000. For me, $4.50/mo covers pravastatin as a Tier 1 drug with a $2 copay.

If you want to go the AARP/UHC route, Community Pricing, you only have to join AARP for the year you join, like $15. You have to be a member to enroll but you don't have to stay a member. BTW, if you call AARP they'll give you the hard sell on Medicare Advantage because the guy on the other end of the line has a $500 commission riding on you. You can fill out everything online though. Takes 10 minutes.

A+B+G+D is the best coverage I've ever had. However, doctors and hospitals are another matter entirely. You need to be very proactive on finding good doctors and hospitals.

99%+ of doctors+hospitals accept Medicare Assignment, the amount Medicare is willing to pay for a procedure. But as my sister the doc says, the opthalmologist with the new Tesla Model X? That X was paid for by Medicare Assignment. That's because 40 year olds with Cadillac group coverage don't get cataracts and 70 year olds with Medicare do.

Yeah, I kinda went into the weeds on Medicare. I do that. But seriously, ask me fucking anything.
 
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chester

Super Anarchist
7,017
1,813
One doesn’t ask a female her age! 🤷🏼‍♀️
Oh and by the way Ms. Lights, don't you try to make this thread all up like the Hot Girls in Bikinis vs. the Old Bearded Fools thing...it says right there in the thread title: how old is everybody?...cough it up girl.
 

Grabbler

Grabbler
3,362
410
I can attest to the "grumpiness" component...'bout 10yrs ago I folded up a crew I was tired of babysitting and have pretty much focussed on jobs I can handle alone...the crew reunited in another form and I occasionally help them out with something and they'll joke about "The Grumpy Old Fucker" being back on the job...the solo gig works pretty well for me at 65...except for days like the past few...2"x8"x24' treated ain't getting any lighter apparently...😄

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