Just turning 79. Just this year found that sailing dinghies, Melges 14 lately, is no longer practical. Know what to do. But the bod just doesn't cooperate.
I have 2Right now, there are 7 faculty who I had the pleasure of teaching when they were students, here.
I am several years into Medicare. Where it really sucks is if you need expensive medications. The copays are very high even with a supplemental RX plan, and I fall into the coverage gap, AKA donut hole, by mid-March at the latest. The costs then rise dramatically until my outlay hits $7000, and then the copays kick in again. All of my previous employer subsidized RX plans resulted in substantially cheaper drug costs. I'm looking forward to whatever year it is that the $2000 out of pocket cap kicks in (assuming I make it that long!)Medicare has been okay. I also chose A&B with a group G gap and D for retired FF’s.
Two of my long term Doc’s including my Ortho guy stopped taking Medicare. That was a PIA.
The cost is more than the group Blue Cross 90/10 PPO I had through work before I was forced by law to enroll in Medicare at 65 (thanks IRMA). Not a lot more……about $150 a month more. I do get a monthly offset from a union annuity I paid into for years which now in retirement pays out monthly and that gets me to about level with my prior to age 65 costs.
What is good about the Medicare is no network and rapid preauthorization. In fact most care providers don’t even wait for preauthorization knowing Medicare pays.
What I do miss is my great dental and vision plans from before I retired. The plans available to retirees are hardly worth the premiums.
I was the ski day rental organizer so I needed age, height and weight for everyone on the staff.
Hobot and I were talking about the average age of sailors here on SA, the day before this thread appeared. I figured from those who revealed there age before, the average falls in 62-72 years old, with outliers on either end of the bell curve. Hobot then said, that makes sense with the general grumpiness of some sailors here. Which brings up - why are boomers, those born between 1946 and 1964, more likely to be sailors, then any other generation.
There's a Facebook page for the mountain town where I lived and drove a school bus back in the 1980s. It's always amazing to see kids I drove to kindergarten and elementary school with kids and starting to get grand kids. How did they get so old?I am several years into having students who are the children of former students.
Given your stated preference for younger I think the question was based upon his eligibility not necessarily your age, I could be wrong.
Once upon a time I had stupid good vision, better than normal by a lot. I could read road signs most people couldn't see.Still not wearing reading glasses or any prescription lenses, which is fairly rare for the elderly, probably because of a voracious appetite for reading since I was about four.
Not really seeing that at the various clubs as most all the elder sailors welcome the younger sailors with open arms, and a willingness to help and teach the younger generations. Sure, there's an occasional cranky old sailor. but for the most part they're the exceptionOr why do crotchety old fuckers scare away the next generation?
And now you can tell this is an old people site without a single person typing in a number...F is exactly the same as G except that F has no yearly deductible and G has a yearly $226 deductible. So consequently F costs about $20/mo more than G. But this choice probably doesn't even matter because F has been phased out. You can't buy F anymore if you weren't eligible for Medicare before Jan 1, 2020.
I'm on G but that $226 deductible, yeah it doesn't apply to my colonoscopy meaning $0 for a colonoscopy. $0 means no copay, no coinsurance, no nothing. It means $0 as in leave the credit card in the wallet. Shingrx? $0. A lot of preventatives are $0.
Fortunately I don't have diabetes, which can effect the best set of eyesOnce upon a time I had stupid good vision, better than normal by a lot. I could read road signs most people couldn't see.
I got my first prescription a few years back, started with readers in my 40s when I realized that no matter how big I made the fonts on my Kindle, it was still fuzzy.
Being a voracious reader had nothing to do with it, I've been one a very early age, too. Just genetics and the way chips fall, I suspect.
With very minor corrective lenses though, my vision is nearly as good as it used to be. I complain about it, because it's still not the same. But my wife tells me I'm being...too fussy...in complaining, because it's not usual to see like that and I should be happy I can drive fine and see movies clearly.
And now you can tell this is an old people site without a single person typing in a number...
Next up...who wants to talk about their bowels?
Oh gawd! I had a FIL that would hold the whole room hostage with his knowledge of everything about his hearing aids 10 minute monologues and demonstrations and I don’t think he understood that everyone in the room has heard the story before.You're not really OLD until you reach the age where you genuinely think other people are interested in hearing you talk about your health.
That was one of my first "getting old" wakeup calls - when I realized the person I was hiring wasn't even born when I started working.So...............around 12 years into my 37 year career at FD I promoted to Battalion Chief fairly young at 36. Many years later when the crews were "getting to know" the newest batch of rookies (which means looking for vulnerabilities) they asked one of the rookies what year he was born. When he answered several broke into huge smiles and one of them said "hey Chief......isn't that the year you promoted to Battalion Chief?"
It was. I never heard the end of that one - and neither did the rookie.
You should come hang out at the weekly poker game in the 55+ community we're staying at in Central FL.You're not really OLD until you reach the age where you genuinely think other people are interested in hearing you talk about your health.
Then how will we know if you're an older woman worth hitting on?