I’m not 100% clear what you are saying, but I think you are implying that every accident and injury a person has is their personal fault? This is ignorant. And even if true (which it obviously isn’t) it would be no reason not to find ways where it may be possible to reduce the likelihood or consequence of impact for those that want. Even professional chefs cut themselves occasionally.It's only "ignorant" if you embrace ignorance as a virtue.
One can always blame others for your failures, that way you will always have plenty of failures that you can point to demonstrating your great virtue!