How is it that HOAs boss people around in freedom loving USA?

kent_island_sailor

Super Anarchist
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Kent Island!
More the responsibility of the seller as this needs to be brought forward in the disclosures in the property transfer.  Speaking from my experience, the CBRE is pretty adamant about this and there needs to be a printed copy presented to the buyer as full disclosure prior to title transfer - usually means two copies as one will reside with either the title or escrow company.

When I did the real estate thing I was told to make certain that "predicated on property inspection and thorough review HOA CC&Rs" was included in the offer.

My dealing with them in the past has been pretty good as they had some good things going and were a sensible group of folks  Sometimes annoying yes, but nothing like dealing the the Historical Society. 
I also see no legal way to bind someone to something they had no idea even existed, let alone signed for or read.

 

shaggy

Super Anarchist
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When we had the Thomas Fire, there were some private firetrucks in the area.... some we're from the studios - had the Warner Brother logo on them.  Got talking and come to find out they hired by the insurance companies to protect "specific properties."
Heard about this...  So if the house next to the mcmantion they were protecting was on fire, would they help?? 

 
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kent_island_sailor

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Kent Island!
We were invited to visit and stay for a while on Gibson Island by a fellow sailor in Vets For Peace. 

The island is apparently the second most wealthy zip code in the country. 
It has an interesting history. You are required to buy and sell property to the club there and they then resell it. Thus if you want to move onto the island, the club gets a vote and if you lose, no house for you. At least one ex-president was told to GTFO :lol:

 

kent_island_sailor

Super Anarchist
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Kent Island!
Why people work hard to make a down payment so they can own their own home, only to be told what to do like they are a mere renter. I guess it's just a different culture in Canada where people buy a home so they can paint it the color they want or whatever. 
My HOA has no control over what color my house is, what kinds of cars I have, or how many boats are in my backyard. All they do is approve fences, no prison-style razor wire allowed, it has to look nice, and pitch a bitch if you never mow your lawn. They are NOT ALL THE SAME. I could very easily find a place not far from here where I could literally do anything I wanted to that wasn't so blatantly illegal and obvious that the sheriffs would have to come around. If you want that, we have it.

 

Bus Driver

Bacon Quality Control Specialist
We bought in a small court (12 townhouses) which included a HOA.  Read the guidelines and covenants.  

Once here, we discovered the Articles of Incorporation had not been maintained.  Re-established with the assistance of a clinic at University Of Baltimore School of Law.  Glad we did.

One of our neighbors has declined appreciably and is now vehemently anti-everything.  Won't keep up his property, has rats and raccoons in his yard, trash piled against his house, hasn't paid dues in years.  His wife is, and has always been, a bitch.  The other 11 homeowners are tired of being kind and forgiving.  One held off listing his house until we can get it sorted.  It's a mess, but we will have it all sorted out in short order.

 

SloopJonB

Super Anarchist
68,760
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Great Wet North
One of our neighbors has declined appreciably and is now vehemently anti-everything.  Won't keep up his property, has rats and raccoons in his yard, trash piled against his house, hasn't paid dues in years.  His wife is, and has always been, a bitch.  The other 11 homeowners are tired of being kind and forgiving.  One held off listing his house until we can get it sorted.  It's a mess, but we will have it all sorted out in short order.
Perfect illustration of the fallacy of Libertarianism.

 

kent_island_sailor

Super Anarchist
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Kent Island!
In some places privatized fire departments are a big thing, and you BETTER stay paid up, or . .  

https://www.firehouse.com/operations-training/news/10472820/tennessee-fire-department-watches-house-burn-again

 of the 730 fire departments in Tennessee, 354 (48%) are privately operated; 311 (43%) are public. 
This was how ALL fire departments used to be in the 18th century. Houses in Annapolis still have* "fire marks" representing who you had your fire insurance with, only your company would put out your house and if you didn't pay up no one would help. This mostly went away when it became obvious in a city that cheap bastards and confused responses to fires spanning multiple homes were going to burn the whole place down.

Here is one:

iu


* still have them as decoration, not that we still actually use them ;)

 
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kent_island_sailor

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Kent Island!
We've got one nearby. It's beautiful and perfect and in 30 years I've never seen a sign of life in it. Big, beautiful pool and never a child in it.

The neighbours call it Stepford.
We lived in a gated community and absolutely loved it. We had a great clubhouse on the beach, community dinner nights down there, kids running around and swimming everywhere, weekly ice-cream powerboat runs to Annapolis, and I paid $70/year for a slip for my dinghy and had a spot to come in from my mooring and load groceries and water. If it snowed we had one road we closed to cars so the kids could go sledding.

OTOH - We once rented a vacation house in North Carolina for the eclipse. It too was a gated community and I *hated it*. We took to calling it the Old People Concentration Camp. They had rules for freaking EVERYTHING and seemed populated by nasty rich retired White people who desperately wanted to keep anything to do with North Carolina safely outside their border. One example of their anal rule making was about community hikes. It was suggested that dogs and children not come along because the distractions caused ruined the average speed of the group :rolleyes:

 

MR.CLEAN

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4 hours ago, kent_island_sailor said:If these rules were NOT presented to a prospective homeowner before purchase a good lawyer would have a field day suing the shit out of various people.
Huh? They are recorded against the title. That means all purchasers are on notice. If your title company didn’t find it and put it in your policy as an exhibit, you could have a claim against the title company, but definitely not the seller or HOA. 

 

kent_island_sailor

Super Anarchist
27,253
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Kent Island!
Huh? They are recorded against the title. That means all purchasers are on notice. If your title company didn’t find it and put it in your policy as an exhibit, you could have a claim against the title company, but definitely not the seller or HOA. 
Well that would count as something in writing, not just wandering by and saying "guess what you signed up for", would it not?

At least around here any HOAs and fees are usually mentioned right in the listings.

 
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jerseyguy

Super Anarchist
This was how ALL fire departments used to be in the 18th century. Houses in Annapolis still have* "fire marks" representing who you had your fire insurance with, only your company would put out your house and if you didn't pay up no one would help. This mostly went away when it became obvious in a city that cheap bastards and confused responses to fires spanning multiple homes were going to burn the whole place down.

Here is one:



* still have them as decoration, not that we still actually use them ;)
Same in Old Town section ofAlexandria

 

Ventucky Red

Super Anarchist
11,427
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Heard about this...  So if the house next to the mcmantion they were protecting was on fire, would they help?? 
Do you mean the multi million dollar home next to the other multi million dollar home?  Kind of like asking if the have Grey Poupon.

In answer to your question, I don't know, but if it threatened their property then maybe so.  What I do know a lot of the guys were retired from one department or another..  guess it is in their DNA to lend a hand when needed.

 

Not for nothing

Super Anarchist
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Give me a break. If you don’t have a lawyer to help you with this stuff when you buy a house, you are asking for this kind of shit. 
In retro , I learned a lot of buying and selling  property in Florida, Never had this problem buying or selling on Long Island NY. And I think times are a changing, Today at least in Florida, In NY the buyer has a lawyer and the sellers has a lawyer, Down here one lawyer/title company handles both sides, and the contract has large capital letters " SOLD AS IS"  All anyone cares about is making a buck with as little effort as possible,  Also it was at the time of shut down and offices were closed and most doc's were E-signed,

Also in that HOA , the POA is a private company, and the board  members are just puppets, This is not something you don't know till after closing and you live there. My violation was minor , A white curtain hung on a kitchen sliding door, Nothing in the "by laws " mention it. So they were the ones making a big deal out of nothing, After the first call it was down in minutes, so the following texts , emails and letters were just plain harassing bullshit.

There were issues I had problems with , being on a golf course with weed whackers and leaf blowers starting at 6am , Always looked at the villa in late afternoon when things were quiet!

Well all said and done, Karma was on my side as I walked away with $40K in my pocket in less then a year and saving $500 a month                                                      I'm now in a great quiet place with friendly neighbor's 

so your right about things , DON"T trust anyone , and buyer beware.

 

Ishmael

52,527
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Fuctifino
I learned a lot about Florida real estate from Dave Barry.

The major styles of houses in the United States are:
 
OLDER HOUSES with many quaint and charming architectural features such as that during certain phases of the moon the toilets flush up.
 
NEWER HOUSES built by large developers using modern cost-cutting efficiency measures such as hiring semiskilled derelict felon gypsy work-persons who are prone to forgetting to install key architectural elements such as windows and those large pieces of wood, "rafters" I believe they are called, that hold up the roof.
 
REALLY NICE WELL-BUILT, WELL-LOCATED, AFFORDABLE HOUSES that are not for sale.
3953af11322d5561508ef160e00b057b7ccd0008.jpg


 

spankoka

Super Anarchist
An acquaintance of mine that had a condo in Florida told me that the community is whites only. I have to suspect that HOA rules about displaying for sale signs and so on, are enabling this. He sold the place just because of living in God's waiting room boredom, but I guess not to a black person. It could be just a fact that black people don't want to buy there. 

 
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AJ Oliver

Super Anarchist
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Sandusky Sailing Club
Give me a break. If you don’t have a lawyer to help you with this stuff when you buy a house, you are asking for this kind of shit. 
Eliz Warren has a plan for that . . . seriously, she does. 

House buying contracts that are easily understood by average people. 

No reason to not have that for HOA rules too. 

Clean, we are after your job. 

 

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