Ian just exploded.

Blue Crab

benthivore
17,507
3,268
Outer Banks
Now as for building in low lying areas, thats another topic. Once you get off the beach they are building slab homes every day in areas that have flooded at least once in the past 5 years. It's insane, but thats a rant for another day.
Not for me. Why not leave the barrier islands barren as they evolve to barrenness? No rebuilding. In flood zones, ya get one bailout. After that, you're self-insured. I don't want to subsidize the wealthys' ocean views any more than I have to. Remove the Sanibel causeway and other debris. The end.

I'm blown away (intended) by the old folks with no trans to get out. Just spitballing here but I suspect it's cheaper to send buses to get them in advance as a precaution than to send helicopters after the fact. Colossal failure of leadership.
it's nice to be near the beach and all - but perhaps its worth noting that the shoreline is in a period of rapid advance.

two ways to look at it. not often geologic time overlaps with human time. so, we're either lucky to witness the changes. or not.
Yes sir.
 

Steam Flyer

Sophisticated Yet Humble
48,009
11,695
Eastern NC
If the insurance was FEMA backed then the building cannot be rebuilt for like 99 years if insurance paid off for the house. That is how they are trying to control the development. If the insurance is private then I am not sure they can stop the rebuild other than make it too costly to insure. But with a 100 year storm a 6000 dollar yearly premium means the insurance company has 600,000 dollars to invest against the next payout. Somebody will figure out a way to make money off that scenario.... ...

Easy peasy. Pocket your winnings then declare bankruptcy every 30 years or so.
 

130lights

Super Anarchist
1,388
953
Lake Michigan
Maybe.... found out three years ago I was adopted by my Dad, mom had me sans husband and won the lottery with getting hitched to the man that raised me. I found some paperwork that led me to believe this was the case when I was 14/15 but they lied and said it wasn't the case.

So two things happened I gave the wrong medical history my whole life and Dad getting disowned wasn't because mom was Catholic it was dad's mom considered mom a, what is the word? oh, whore. Mom was a very good liar with a number of accomplices(aunts, uncles, cousins, grandmother) when I was growing up. My oldest was married at Boston city hall and I needed a new copy of my birth certificate and to my surprise it didn't match my 'birth record' that I used my whole life, the clerk apologized as they should have given me the post adoption one but gave me real one instead. Dad was dead and mom had rapid onset dementia when I asked about this. She is now in a home for real dementia and I have some real anger issues about the whole deal. Real dad was from that area as well don't think he is with us any longer but I will keep his name out of this for no other reason than he did not impede me being adopted by a stellar human being. Other than this situation I don't know of any other time my Dad lied, see accomplices above. So anyone I could be mad at is dead or not mentally capable of understanding my anger and disappointment.
Found this saga interesting, since my former husband died last week, and that his sister has Alz. This disease runs in his family,although his was hurried along by alcoholism. In his early 20s, he fathered a son, which I was aware of, but was told was put up for adoption (all before I even knew him). A ‘family secret’. So my youngest son searched court records and found a paternity suit filed against his father years ago (the Mom kept the baby), and found both his half-brother and the Mom. He has not contacted them. I’m really wondering if he should, or at least the Mom, in view of this guy not knowing his medical history. Alz predominant in 3 generations of this family.
 

kent_island_sailor

Super Anarchist
28,569
6,312
Kent Island!
Not for me. Why not leave the barrier islands barren as they evolve to barrenness? No rebuilding. In flood zones, ya get one bailout. After that, you're self-insured. I don't want to subsidize the wealthys' ocean views any more than I have to. Remove the Sanibel causeway and other debris. The end.

I'm blown away (intended) by the old folks with no trans to get out. Just spitballing here but I suspect it's cheaper to send buses to get them in advance as a precaution than to send helicopters after the fact. Colossal failure of leadership.

Yes sir.
In the old days on the Outer Banks:
A beach house was made of cinderblock and had cheap furniture. A hurricane repair was getting all the sand out of the house and getting more cheap stuff.
Now it is all McMansions that cost millions insured with our tax dollars through federal flood insurance :rolleyes:
 

Sail4beer

Starboard!
I just loaded up my truck to head down next week to help a friend clean up the mess. A few of our club members have damaged winter homes down there as well and I spoke to them about inspecting their homes and assessing the damage with their adjusters. I’ll probably have to get out of the marine business for a few years and get back into contracting. It’s not like I won’t have a couple of years solid business in Ft Meyers and Sanibel. I’m just looked at the NOAA map above and when I zoomed in it showed Shell Point Retirement Communitee getting the brunt of the landfall. That’s exactly where I have to go. The gated community itself has 2,000 residents who don’t evacuate. They have shelters on a couple of floors above the parking garage that house the entire population during hurricanes. I’m going to be working on the outside development which was built in the 70’s and it got 3’ of water in the homes. A few later homes were built higher and stayed dry.
 
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MR.CLEAN

Moderator
Should Citizens not have enough money to pay the claims from Ian, the taxpayers of the State are the backstop by law. Look for an extra tax bill in Florida in the coming years to make up for political underwriting and "cheap premiums" those people got.
Correct. The state's taxpayers are currently carrying something like a half a trillion dollars in naked liabilities on their balance sheet. It certainly puts Captain Ron's budget surplus in perspective.
 

Blue Crab

benthivore
17,507
3,268
Outer Banks
Buddy of mine has made a career with a truck and chainsaws. He's always on storm watch from Texas to here.
A beach house was made of cinderblock and had cheap furniture. A hurricane repair was getting all the sand out of the house and getting more cheap stuff.
It was the only thing that made sense.
It’s not like I won’t have a couple of years solid business in Ft Meyers and Sanibel
Yeah. I paid $100 an hour to a car mechanic yesterday. I don't think your time should be worth less.
 

nolatom

Super Anarchist
3,777
790
New Orleans
Any one here near Charleston, SC? Got an elderly friend from my childhood up East in Marblehead , now 95, and living in Charleston, riding it out alone, no elec but landline still works so I've called her, she sounds okay.

If anyone's in that area, and could comment on how bad it was or wasn't after landfall, I'd appreciate the info.
 

Israel Hands

Super Anarchist
3,382
2,042
coastal NC
In the old days on the Outer Banks:
A beach house was made of cinderblock and had cheap furniture. A hurricane repair was getting all the sand out of the house and getting more cheap stuff.
Now it is all McMansions that cost millions insured with our tax dollars through federal flood insurance :rolleyes:
Supposedly the waterman families who lived on Shackelford or Core Banks NC in the late 1800s finally gave up living there after a hurricane. Some of the small houses were loaded on barges and ferried across the water to Harkers Island. So there is a model for relocating when you realize life somewhere just isn't going to be the same.
 
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munt

Super Anarchist
1,439
466
The belt
I'm about 20-30 minutes from Charleston harbor. Wind seems to be peaking now, gusts over 50. Lots of rain. Flood control ponds are filling. Driving is possible but problematic. Flash flood warnings in effect. If you're familiar with the "Low Country" you know that the water is always there and the possibility for flooding imminent at any time. This whole area is a giant swamp, though generally a very pleasant one. Right now the rain is blasting sideways. I'm guessing that many of the truly magnificent houses near rivers and waterways would be concerned with flooding since it's been raining for about 16 hours now. Might be some wind damage too.
 

Sail4beer

Starboard!
My friend in the Ionia section of Ft.Meyers just got cell service back and said her home stayed dry and lanai intact, but trees and landscaping ravaged. She’s about 1/4 mile from the Caloosahatchee River. The friend in Shell Point had 3’ and another in St. Charles had a full garage but the house stayed dry. I can’t imagine anyone in a trailer park would be so lucky. You need concrete structures down that way period.
 
I live west of the city ( Charleston) about 6 miles. Wind gusts and moderate rain so far. Conditions should be improving as the storm moves inland. Plenty of small limbs down. We dodged a bullet on this one. I put up the storm shutters and filled sandbags for my neighbors and we didn't really need them. Just a big cleanup starting in the morning. We were lucky the rain waited until last night to start. About 7 inches of rain so far.
 
I live west of the city ( Charleston) about 6 miles. Wind gusts and moderate rain so far. Conditions should be improving as the storm moves inland. Plenty of small limbs down. We dodged a bullet on this one. I put up the storm shutters and filled sandbags for my neighbors and we didn't really need them. Just a big cleanup starting in the morning. We were lucky the rain waited until last night to start. About 7 inches of rain so far.
Downtown Charleston and corroborate all of the above. We got really lucky both by the storm drifting east and by the rain holding off yesterday for much longer than expected.

Limbs down here. Puffs still north of 50kts (some probably 70). Streets draining normally. No storm surge at all; any flooding is fresh, not salt water. Should be done in a couple of hours.
 

Raz'r

Super Anarchist
63,998
6,367
De Nile
Any one here near Charleston, SC? Got an elderly friend from my childhood up East in Marblehead , now 95, and living in Charleston, riding it out alone, no elec but landline still works so I've called her, she sounds okay.

If anyone's in that area, and could comment on how bad it was or wasn't after landfall, I'd appreciate the info.
Co-worker in Charleston today said the kids are at home, but it's basically just raining hard.
 
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