Unless something has drastically changed, the guy at Allstate who said you are not covered while amatuer racing is very wrong. I've had Allstae claims on a couple of boats (including a big one) , and houses, and cars, over many years and they have always performed excellently. Haven't tested the life policy yet. I think you are in pretty good shape. (Despite the damage). I've also been on Protest Comm with an attorney in attendance representing the douchebag in the incident. We asked him why was he here and if he was on the boat. He said no. We said you can sit and listen but you may only speak in reply to our direct question to you. And it's very likely we will not ask you a direct question.
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